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Dáil Éireann - Volume 613 - 26 January, 2006 Written Answers - Insurance Policies. Mr. Durkan Mr. Durkan 66. Mr. Durkan asked the Minister for Finance if credit card usage is covered by insurers at all times regardless of the age of the user. [2750/06] Mr. Cowen Mr. Cowen 1134 Mr. Cowen: The protection or cover afforded to a consumer by an insurance policy will be determined by the terms and conditions of that policy and I would strongly encourage every consumer to read the terms and conditions of all insurance policies. The terms and conditions of a particular insurance policy in respect of credit card usage will determine [1134] whether or not the age of the cardholder is relevant to the cover provided. Dáil Éireann 613 Written Answers Insurance Policies. Questions 20060126
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